Rich Polonsky,
Mortgage Consultant

Your local and trusted source serving the San Francisco Peninsula as a mortgage planner since 1992
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I am dedicated to meeting your real estate financing needs and will invest the time, effort, and resources necessary to ensure that you have a positive experience. 

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Rich Polonsky
Guarantee Mortgage
232 Townsend St.
San Francisco, AC 94107

Phone: (650) 867-7147
Cell: (650) 867-7147
Email: Here

AMERICAN PACIFIC MORTGAGE CORPORATION
D.B.A. Guarantee Mortgage
NMLS #1850 BRE 0121594

About Rich Polonsky

Rich has two decades of experience listening to his client’s wants and needs to obtain the best possible financing for their individual situation. Rich has an in-depth understanding of today’s complex mortgage market and is highly skilled at guiding his clients through it. He is a Relocation Specialist, eager to assist First Time Buyers and is well versed in purchase transactions and refinances, debt consolidation and equity lines of credit. Through Guarantee Mortgage, Rich is able to offer loans through over many different lending sources with every lending option available.
MORTGAGE PROCESS
    • LOAN DOCUMENTATION
    • LOAN PROGRAMS
    • SHOPPING FOR RATES
    • PRE-APPROVAL PROCESS
    • MORTGAGE CALCULATIONS
    Financing Funding Includes:
    •  1st and 2nd Mortgages
    •  FHA Loans
    • Construction Loans
    • Apartment Buildings, 
    • Commercial Buildings
    • Mixed Use Properties.

    Commitment To Service

    I serve as an intermediary between you, the borrower, and lenders. I do not actually lend you the money, and do not work directly for the lenders (I work for you!). I do receive a compensation from the lenders only after you are satisfied with my work and the loan goes through (closes), however.

    I work on your behalf to find the best possible loan for you and then guide you through the entire process of securing a loan. This includes pre-qualifying for a loan, finding the loan and applying for the loan. These may sound like simple tasks, but once your realize the sheer scope of this process you will understand just how valuable I can be. While you would have to begin blindly searching through a number of lenders to even begin your search for the right loan, my company and I already have connections with multiple lenders. We use these connections to educate you on the many loans that are available through different lending institutions.

    I will assist you with all the paperwork that is involved in applying for a loan. Once your loan has reached the confirmation stage, I will continue to help you handle all the remaining paperwork to insure there are no mistakes and to make sure everything goes as smoothly as possible until the final settlement has been reached.